Life Insurance Coverage

Protect your family from the unexpected

With a Life Insurance policy, you can protect your family so that you don’t leave any burdens behind.




Need to speak to an agent?

Don’t hesitate to contact us, we are ready to take any questions.

Get Quote

Fill out the form on the website and get in touch with a professional licensed agent to walk you through the process.

Find Best Option

Sit down with one of our agents and go over all the advantages and disadvantages of all the Life Insurance companies and find the right policy that fits your budget.

Stay Protected

Have the peace of mind that your family will be protected no matter what happens in the unseen future.

Need To Know More About Life Insurance?



What Is Life Insurance?

A General life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment to beneficiaries upon the insured’s death. The main reason for purchasing a life insurance policy is for the protection against the loss of income that would result if the insured passed away.

Many people don’t think about life insurance until it’s too late, once you are sick or develop a condition the odds of getting a life insurance policy are slim to none. It is always a good idea to prepare for the unexpected when you are healthy and are able to get the lowest premiums available.

Remember this is a gamble for life insurance companies also, they are betting that you are going to live to 100 years old. But If you don’t, depending on how long the policy has been active the insurance company usually loses money in the deal. If you make it to 100 years then you will generally get back all your premiums you paid into the policy minus any loans or other formalities.

Life Insurance Options

Term Life

Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.

Whole Life

Whole Life is a permanent life insurance policy that pays a specified amount only on the death of the person insured.
 
 
 

Universal Life

Universal Life is the permanent insurance policy that has the flexibility to adjust your premiums and coverage amounts.
 
 
 

What is Funeral Insurance?

You may be wondering if funeral insurance is right for you, or if you need a more comprehensive life insurance policy. Funeral insurance policies are generally designed to cover funeral expenses and most often pay benefits directly to funeral homes.

The advantage of purchasing funeral insurance is that many of these policies lock in today’s prices for your funeral costs, which average about $8000. Keep in mind that there are a number of different types of funeral insurance policies available and you may need assistance covering additional expenses.




Funeral Insurance can also help out pay other final expenses like medicare bills, credit card debts or other final expenses your loved ones may need help to pay.

LET US HELP YOU FIND THE RIGHT LIFE INSURANCE FOR YOUR BUDGET!

Let us do the legwork and connect you with one of our licensed agents who will assist you and find a better price for your
Life Insurance & Funeral Insurance. Our agents only deal with A+ Top Rated Insurance Companies.

Email: Contact@Life-Insurance-Around-Me.com

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Why should I get Life Insurance?

The main reason to get life insurance is in the event of the unimaginable happening. Some financial hardships families face after a loved one passes are funeral costs, mortgage payments, credit card bills, taxes and daily living expenses.

Can I afford Life Insurance?

You might be surprised at how affordable term life insurance can be. A simple plan can be the same or lower than a typical cell phone bill. Why not find out how affordable it is right now? Simply get a free, no-obligation quote today.

How much Insurance do I need?

There are basically 2 major factors you need to consider when thinking about how much life Insurance you need.

  1. How much will it take to pay off your debts?
  2. how much your dependents will need to maintain the same lifestyle after you’re gone?

You should sit down with your spouse and figure this number out.

Do you sell one company or multiple?

We are a Life Insurance brokerage, we sell multiple companies. This is the reason why we can get you the best plan that fit’s your family’s situation and budget. We also only work with the most reputable companies in the life insurance business.

How can I get the lowest premiums?
  • Purchase Life Insurance at a younger age.
  • Maintain a healthy weight.
  • Minimize stress.
  • If your blood pressure is high, seek medical help to get it under control.
  • Exercise regularly.
  • Eat healthy, cut down on processed fast food.
What If I become disabled during my policy?

One great perk in most life Insurance plans is called “Disability Premium Waiver”. Which states that if you were to become “Disabled”, your premiums would be paid by the insurance company. Every company is different so If you’re interested you would need to talk to your Life Insurance agent for exact details.

What is Funeral Insurance?

Funeral insurance, also called burial, final expense or pre-need insurance, refers to a group of products intended to pay for final arrangements.Funeral insurance policies are generally designed to cover funeral expenses and most often pay benefits directly to funeral homes.


Common Questions

Here are a few questions that we answer in a daily basis, If you have any other questions just fill the form and we can help you with anything you need.

Common insurance questions